No paper needed: Digital insurance cards valid

Sri Lanka Police have reminded motorists that digital motor insurance cards are valid proof of vehicle coverage, removing the requirement to carry physical insurance certificates.

Motorists can present digital cards on mobile devices when requested by police or authorised officials. Details can be verified through the National Insurance Verification System by scanning the card’s QR code, while drivers can check policy status using the USSD codes *1338# with policy details or *1918# with the policy number.

The Police Media Division stated that digital cards issued by private insurance companies have been recognised since 1 May 2026, following agreements with the Sri Lanka Insurance Regulatory Commission, the Insurance Association of Sri Lanka, and other stakeholders. Coverage issued through the Agricultural and Agrarian Insurance Board has also been available digitally since 20 July 2026.

Policyholders can obtain digital cards from their respective private insurers via mobile applications, QR codes, or designated website links, or directly through the Agricultural and Agrarian Insurance Board. Printed certificates remain available upon request for those who require physical copies.